Canals & Trails Credit Union


 Holiday Schedule   Click Here






Click to here to print Visa Application

     Click on banner to pay your visa credit card payment      

Annual Percentage Rate 8.90%-13.90%

APR for Cash Advances and Balance Transfers 8.90-13.90% - No Annual Fee

Bring in your filled out visa credit application with proof of income and a $25.00 application fee. Approval is based on credit score and debt ratio. 



  Everyone deserves legal protection. And now, with Legal    Shield,  everyone can access it. No matter how traumatic. No matter how trivial.  Whatever your situation, we are here to help. From real estate to divorce advice, identity theft and beyond, we have your rights covered. In addition to legal services, you can get the experts on your side with the Identity Theft Shield plan.Services include access to your credit report (or consumer credit disclosure), consultations, expert restoration and more. Click on the Legal Shield banner to sign up for protection.



Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage? TruStage life insurance plans and policies offer affordable rates to fit your budget. They provide excellent coverage, underwritten by CMFG Life Insurance Company.Learn about this important coverage or call 1-855-612-7909 for more informationTruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or  guaranteed by your credit union.   

      Click on Allpoint or the Co-Op Banners to find no fee ATM machine    

Find a Surcharge-Free ATM Location near you

 Find free ATM CO-OP Network logo, located on the back of your credit union ATM card

Looking for a Gift Idea? Visa Gift are at the Credit Union. $2.00 fee for each card

Only spend the amount you re-load on the card. You need to fill out a prepaid debit card application and with $5.00(per card) drop it off at the credit union


 Lost Card after hours

Debit Card - 800-523-4175

VIsa Credit Card - 800-322-8472



 Canals & Trails Credit Union, in conjunction with CVS-CareMark, is pleased to announce our exclusive RxSavingsPlus Discount Card. There are no forms to fill out, just go to your pharmacy, show the card to your pharmacist and they will verify if there is a discount. All of your family members and employees can use the card even if they already have insurance. Please call CVS 877-673-3688 to receive the RxSavingsPlus Discount Card.




  Sprint IIA Talk About Savings




The Credit Union wanted to offer more financial services to our members. The credit union decided to partnered with the Voyager Group out of Joliet. Voyager Group offers many additional services that the credit union does not, such as Financial Planning, Retirement (TRS, IMRF, SURS), College, 403(b), 457, Roth IRAs, Mutual Funds and Annuities.  Go to for more information.


We offer a variety of Services, easy to use.   Also a Brief History  of our institution to give our 
members better insight as to who we are and why we are the best choice for your financial needs. 
We are confident that you find the products, services and support you are looking for in a Credit 
Union and we are proud to be of service.

Canals & Trails Credit Union Address Phone Number Business Hours
201 E 9th Street Lockport IL 60441

Monday - Thursday 9:00am to 5:00pm

Friday  9:00am to 6:00pm
Saturday 9:00am to 1:00pm 




BE AWARE OF E-MAIL SCAMS!!! If you receive a suspicious email, please IMMEDIATELY 
forward it to
and then call the credit union at (815) 838-7159
and alert us. 
We will NEVER ask for your account information or personal information over email.  Any
such attempt should be treated as fraud and reported to Canals & Trails CU immediately so we may
assist in protecting your account information.  To help further protect yourself from internet fraud, 
NEVER reply to any emails or pop-ups that request your account and/or personal information and be 
sure to use updated antivirus software.  Thank you!!






[ Rates | Newsletter | Services | Online Services | About Us | Contact Us ]

Privacy Policy | Reg GG
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright Harland Financial Solutions, Inc. All Rights Reserved.

NMLS ID# 812536
Facebook Twitter