838 S. State St. • Lockport, IL 60441 Lockport Lobby Hours: Monday-Friday: 9:00 am – 5:00 pm
Saturday: 9:00 am – 1:00 pm
Lockport Drive-up Hours: Mon–Thur: 9:00 am – 5:00 pm Fri: 9:00 am – 5:00 pm Sat: 9:00 am - 1:00 pm 24-hour ATM
2 Belmont Dr. • Romeoville IL 60446 815-886-4874 Romeoville Lobby Hours: Mon, Tue, Thur, Fri 9:00 am to 5:00 pm
Wed & Sat 9:00 am to 12:00 pm
24-hour ATM

Loans from a Credit Union in Lockport

Whether you need a new car, a credit card, a personal loan or a home equity loan, Canals & Trails Credit Union is your community source for all your financial needs. We make the loan process simple and fast. Apply for a loan today!


Vehicle Loans

Save money on your auto loan with our attractive interest rates. Whether you are buying new or used, no one can beat our low rates. Finding the right vehicle is important, and so is finding ideal financing. Apply for a low interest auto loan today!

Recreational Loans

Enjoy the many credit union advantages when you are financing your new or used boat, RV or motorcycle. Make shopping for your recreation vehicle easy, by knowing what you can afford ahead of time with our quick loan approvals, and rest assured you are saving with our great rates. Explore all our recreational loan offers at Canals & Trails Credit Union.

Personal/Unsecured Loans

Every member has a unique lifestyle and deserves a loan that is just as unique. We understand that situations arise and you may need money for an unexpected event. At Canals & Trails Credit Union, our personal and unsecured loans are for just about anything. Apply today for a personal loan!

Home Equity Loans

Our experienced staff can help you obtain a home equity loan. Need money for remodeling, college or other major expense? The Canals & Trails Credit Union Home Equity Line of Credit is the affordable way to tap into your home's existing equity. Low fees and rates make this a very affordable option for many of our members. Apply today for a home equity line of credit.

Visa Credit Cards

Having a Visa credit card from Canals & Trails Credit Union makes purchasing easy, without the need to carry cash with you. Enjoy no annual fee and a 25 day grace period. You can view Visa accounts and make Visa payments through our online access. Apply for a Visa credit card today!


Loan Rates


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Routing Number #271985938


Activation/Change Pin #/Lost or Stolen Card:

Credit Card: (800) 322-8472
ATM/Debit Card: (800) 523-4175
Credit Card Activation: (800) 456-6870
Debit Card Activation/Change Pin: (866) 985-2273

After Hours Outside of business hours, here are some of the key phone numbers that might be useful

Canals & Trails Credit Union 815.838.7159 815.886.4874 [email protected]